Long Term Care Insurance Companies
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Battle of the Long Term Care Insurance Titans
The proverbial silver tsunami is sweeping across America and the need for long term care protection is at an all time high, but the perfect economic storm has brought the long term care insurance business to a near standstill. Just as many Americans are learning to adjust for today’s new economic realities, insurers are scrambling […]
The pros and cons of long-term-care insurance
Since Medicare does not pay for long term care and Medicaid is only available to those with low income and few assets, long term care insurance provides valuable coverage that helps protect your family and your assets from the potentially devastating cost of long term care. Never the less, you need to keep in mind […]
Costs Skyrocket for Nursing Home Insurance
The cost of long term care insurance premiums has risen as much as 17% in the last year, so many seniors question whether they really need this expensive long term care coverage. Although statistics indicate that 70% of American seniors will need long term care in retirement, many will be cared for by family members […]
CalPERS Approves Long-Term Care Premium Increase
It’s been no real surprise that many long term care insurance companies have raised their long term care insurance premiums as a result of historically low interest rates and other economic factors beyond their control. Never the less, the industry has been stunned at the recent announcement from CalPERS, the largest state-run long term care […]
Linked Benefit Long Term Care Insurance
Long term care insurance has always been considered one of the most difficult insurance products to understand. Unlike most policies that cover an event (homeowner’s insurance pays for damage incurred by an event like flooding, fire, or storm damage, life insurance pays out in the event of one’s death, etc.), LTC policies mitigate the financial […]