Long Term Care Services are EXPENSIVE!
And someone has to pay for it. How will you pay for care?

The pros and cons of long-term-care insurance

Since Medicare does not pay for long term care and Medicaid is only available to those with low income and few assets, long term care insurance provides valuable coverage that helps protect your family and your assets from the potentially devastating cost of long term care.

Never the less, you need to keep in mind that long term care insurance premiums are designed to be level, but they’re not guaranteed. In other words, your premiums may go up in the future.

Of course you many not need long term care at all and may decide to self-insure, but the drawback to this strategy is that your savings may not be sufficient to cover the expensive costs of a chronic illness.

READ MORE: Learn about the pros and cons of long term care insurance.

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