Long Term Care Services are EXPENSIVE!
And someone has to pay for it. How will you pay for care?

Financial Services Program

Long Term Care Insurance Program for Financial Services Professionals

Protect your clients’ health and wealth with long term care insurance.

As a financial services professional, you’ve built your career advising your clients on how to save for retirement with tax-advantaged savings, investment and insurance strategies. If your clients are 50 years or older, it’s important for them to consider how to plan for the largest financial risk they will face in retirement – long term care.

For clients with 1.5 million of assets or less, long term care planning is absolutely critical to the success of their financial, retirement and estate planning goals. With the new long term care plan designs, combined benefit policies, and huge tax savings extended by Uncle Sam, even clients with significant assets in excess of 1.5 million who are capable of self insuring their long term care needs find it financially prudent to include long term care in their financial plans. There are even portfolio protection strategies for estates of $5million or greater with programs that preserve and protect 100% of your clients investment principle.

If you are a financial or insurance services provider who would like to incorporate comprehensive long term care planning into your practice, LTC411 will work closely with you to provide guidance on long term care programs for your clients including programs that:

  • Provide cash benefits for long term care services
  • Pay enhanced long term care benefits to stay at home
  • Maximize benefits by providing couples with shared long term care coverage
  • Maintain liquidity with refundable long term care insurance premiums
  • Advanced long term care strategies to build, protect, and preserve retirement capital.

Why Choose To Partner With LTC411 For Your Clients Long Term Care Planning?

To be honest, long term care insurance can be very confusing. Not only are there many different programs and plan designs, but each of these has their own unique benefits, advantages and disadvantages. Therefore it’s imperative that your clients get expert guidance in making a sound financial decision that will effect their family for the rest of their life.

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