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LongTermCareInsurance411 Privacy Policy

Maintaining Your Privacy

LongTermCareInsurance411 has adopted information management guidelines that define our customer and advertiser relationships. These guidelines disclose the privacy policies for LongTermCareInsurance411.

Any requests to correct or clarify your personally identifying information, or requests to modify your "opt-out" preferences can be directed to:

E-mail: LTC411@LongTermCareInsurance411.com

Changes to this Privacy Statement

From time to time, LongTermCareInsurance411 may use customer information for new purposes not previously disclosed in this privacy notice. If our information practices change at some time in the future we will post the policy changes here to notify you of these changes and provide you with the ability to opt out of these new uses. If you are concerned about how your information is used, you should check back to our Web site periodically.

What Information Does LongTermCareInsurance411 Gather?

Personally Identifying Information

When you sign-up to receive free LongTermCareInsurance411 information or a long term care insurance quote, LongTermCareInsurance411 requires that you supply your name and e-mail address.

With whom does LongTermCareInsurance411 share the information it gathers and/or tracks?

Personally Identifying Information

LongTermCareInsurance411 takes the privacy of its customers seriously. You have the ability to control how we use your personally identifying information by telling us if you wish to opt-out of certain uses of your information, as described in greater detail in the Opting Out provision below.

LongTermCareInsurance411 does not, on any occasion, share personally identifying information collected about subscribers.

Personal information about you as an individual subscriber or registrant may be shared, regardless of your "opt-out" status, in the following instances:

Compliance with Law: LongTermCareInsurance411 may release information if it is required to do so by law or in the good-faith belief that such action is necessary to: (1) comply with the law or comply with legal process served on LongTermCareInsurance411; and (2) protect and defend the legitimate business interests, rights or property of LongTermCareInsurance411, its users, advertisers, customers, sponsors, advertisers or affiliates.

Vendors: LongTermCareInsurance411 may on occasion use third-party vendors to assist it in performing its business functions, such as mailing statements to subscribers, editing user lists, processing data and payments, and providing customer service. Personal information may be shared with these businesses or individuals to allow them to perform their assigned functions, but is limited to that information needed to perform the assigned function, and may not be used for any other purpose.

Organizational Changes: Should LongTermCareInsurance411 undergo a sales, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation, LongTermCareInsurance411 accumulated customer information will be treated as an asset and, like other business assets, subject to transfer to or acquisition by a third party.

Customer Requests for Personal Information: Upon your request, LongTermCareInsurance411 will provide you with its record of the personal information you gave us at registration. For security reasons, this information will only be sent to the e-mail address on file for the subscriber ID associated with it.

Correspondence with LongTermCareInsurance411: If you send LongTermCareInsurance411 personal correspondence, such as e-mails or letters, or if other users or third parties send correspondence to LongTermCareInsurance411 about your activities or postings on the Web site, LongTermCareInsurance411 may collect such information into a file specific to you. All submissions become property of LongTermCareInsurance411.

What does LongTermCareInsurance411 do with the information it gathers?

Statistical Analysis and Banner Advertising: LongTermCareInsurance411 may perform statistical analyses of user behavior in order to measure interest in the various areas of our site (for product development purposes) and to inform advertisers as to how many consumers have seen or "clicked" their advertising banners. LongTermCareInsurance411 also uses demographic information to allow advertising banners on the Web site to be targeted to the readers for whom they are most pertinent. This means that readers will see advertising that is most likely to interest them, and advertisers send their messages to people who are most likely to be receptive, improving both the user’s experience and the effectiveness of the ads. In this statistical analyses and banner advertisement targeting, we will disclose information to third parties only in aggregate form, with no personally identifiable information.

Data Security: To prevent unauthorized access, maintain data accuracy and ensure the appropriate use of information, we have put in place appropriate physical, electronic, and managerial procedures to protect the information we collect online.

Account Maintenance: LongTermCareInsurance411 may utilize the contact information you provided at registration, such as your telephone number and e-mail address, to contact you regarding account status, changes to the subscriber agreement, and to confirm registration.

Service Updates and Email Promotions: Using the contact information and email addresses provided at registration, LongTermCareInsurance411 periodically sends promotional messages to its users about services offered by LongTermCareInsurance411 and notifies users of new features or changes that may be made to these services. LongTermCareInsurance411 may also elect to send promotional messages on behalf of selected third parties whose products or services we think may be of interest to you. If you prefer not to receive promotional e-mails from LongTermCareInsurance411, please see the Opting Out provision below.

Third Party Partners and Links to Other Web Sites

LongTermCareInsurance411 is not responsible for the content or the privacy policies of Web sites to which it may link. This policy applies solely to information collected by LongTermCareInsurance411.

LongTermCareInsurance411 Provider Partner Products and Services: While visiting the Website, you may decide to purchase a product or service through one of our provider partners whose services are promoted or advertised on the site. If you do so, you will be acting under the guidelines of the third party provider’s privacy policy, if it has one. LongTermCareInsurance411 cannot make guarantees or warranties as to the nature of a third party’s use of your personal information.

A Special Note About Children and Non-U.S. Users

LongTermCareInsurance411 website is directed to adults and not directed to children under the age of 13. LongTermCareInsurance411 asks that minors not submit any personal information to us. LongTermCareInsurance411 complies with the Children’s Online Privacy Protection Act and does not permit registration by and will not knowingly collect personally identifiable information from anyone under 13.

Opting-Out, Corrections and Cancellations

If you are already a registered user with LongTermCareInsurance411, you may manage your promotional email preferences by opting-out of further e-mail contact from LongTermCareInsurance411 (excepting notification of major changes to the service).

Upon request, we will (a) remove you and your personal information from our database, thereby canceling your registration, (b) correct personal information that you state is erroneous, (c) manage your promotional e-mail preferences for you, and/or (d) manage your preferences for sharing personally identifying information for you. Please direct your inquiry to:

E-mail: LTC411@LongTermCareInsurance411.com

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