Long Term Care Services are EXPENSIVE!
And someone has to pay for it. How will you pay for care?

When a Safety Net Is Yanked Away

MetLife will no longer be offering long term care insurance. John Hancock and Genworth have filed for permission to raise their long term care insurance premiums by an average of 40%.

There are many problems for long term care insurers that are causing them to exit the business or raise their LTC premiums. Historically low interest rates are providing smaller than expected returns, more people are keeping their coverage than expected, and long term care claims have been more costly than anticipated.

All of this actuarial evidence lends credence to the real value of long term care insurance, unfortunately higher premiums will make this valuable coverage more difficult to afford.

READ MORE: When a Safety Net Is Yanked Away

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