When Vernon Duckett first heard about long-term care insurance he wasn’t enthusiastic, but his wife, Helen, talked him into it. Recently retired, Vernon, then 65, was healthy and vigorous, as was Helen, 66. But Helen did not want to be a burden on their son, Jeff, or anyone else. As a result, they bought policies that would help pay them pay for long term care.
READ MORE: Peace of Mind for the Long Term