The National Association of Insurance Commissioners (NAIC) is the oldest association of state government officials. Its members consist of the chief insurance regulators in all 50 states, the District of Columbia and five U.S. territories. The primary responsibility of the state regulators is to protect the interests of insurance consumers, and the NAIC helps regulators fulfill that obligation in a number of different ways. This guide is one example of work done by the NAIC to assist states in educating and protecting consumers.
Another way the NAIC lends support to state regulators is by providing a forum for the development of uniform public policy when uniformity is appropriate. It does this through a series of model laws, regulations and guidelines, developed for the states use. States that choose to do so may adopt the models intact or modify them to meet the needs of their marketplace and consumers. As you read through this guide, you will find several references to such NAIC model laws or regulations related to long term care insurance. You may check with your state insurance department to find out if these NAIC models have been enacted in your state.
NAIC Executive Office
444 North Capitol Street NW, Suite 701
Washington, DC 20001
NAIC Central Office
2301 McGee Street, Suite 800
Kansas City, MO 64108-2604
NAIC Securities Valuation Office
48 Wall Street, 6th Floor
New York, NY 10005-2906