When Vernon Duckett first heard about long-term care insurance he wasnâ€™t enthusiastic, but his wife, Helen, talked him into it. Recently retired, Vernon, then 65, was healthy and vigorous, as was Helen, 66. But Helen did not want to be a burden on their son, Jeff, or anyone else. As a result, they bought policies that would help pay them pay for long term care.
READ MORE: Peace of Mind for the Long Term