Long Term Care Services are EXPENSIVE!
And someone has to pay for it. How will you pay for care?

Life Insurance or Long-Term Care: Make the Right Pick

Life insurance is most often purchased during the working years to manage the risk of losing one’s income due to premature death. Never the less, as the kids leave the nest and mortgages are paid for, we move toward retirement and our needs change; protecting income from premature death is no longer as important as protecting retirement savings from the potentially devastating cost of long term care.

Although many seniors maintain life insurance to provide liquidity for their estates, to provide for final expenses, or to leave a legacy to family members or charity, many will find it more practical to buy long term care insurance.

For those that need to maintain both, new linked-benefit long term care insurance policies provide both long term care coverage and life insurance in cash-value policies that are often liquid as well.

READ MORE: Life Insurance or Long-Term Care: Make the Right Pick

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