3 in 4 over age 65 will need long term care? How will you pay for it?

What Are Activities Of Daily Living?

Needing Assistance With The Basic Self-Care Activities Of Daily Living

The Activities of Daily Living are the most basic, self-care activities that all of us typically perform on a daily basis. In a medical context, the ability or inability to perform these basic activities are used to measure a person's functional status and as a guideline for qualifying for long term care benefits.

Long Term Care Activities of Daily Living

  • Bathing
  • Feeding
  • Dressing
  • Transferring - Moving in and out of bed
  • Toileting
  • Continence

When a person needs help with at least two of the Activities of Daily Living for at least 90 days, then they qualify for long term care benefits. It's important to note that it is a person's doctor that determines whether an individual qualifies for long term care, not an insurance company.

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