Long Term Care Insurance Expert
Product reviews. Professional and personal interviews. Commentary.
Long term care may be the least understood of all the important issues surrounding retirement. Or at least the most misunderstood. With all of the voices competing for retirees attention into today’s noisy financial environment, long-term care remains a topic many are unwilling to address.
For some, this is tantamount to outright denial. Others would just rather not talk about it. Besides, ObamaCare will take care of all of us in our old age, right? Probably not. A recent Medicare rate adjustment (2009) cut an estimated $16 billion in nursing home funding over the next ten years and, as we all know too well, Congress is now slashing billions more in Medicare funding as part of the controversial new health care reform. Considering the steep spend-down requirements for government assistance, those planning for retirement need to learn how to protect their families from the catastrophic cost of long-term care.
7 out of 10 over age 65 will need long-term care
Depending on whom you talk to, we will either all need long-term care assistance in retirement or we will never need it all. As is often the case, the truth is somewhere in between. Government statistics indicate that most of us will need care as we age. Almost half will need care in a facility. Twice as many of these will be women. Statistically. Demographically. Financially. No matter how you slice it, long-term care remains the largest unfunded financial risk in retirement for seniors today.
In response to the growing demand for affordable long term care insurance, a variety of long term care insurance plans have been designed to meet the needs of today's seniors and retirees. Unfortunately, this unprecedented choice has only made this critical retirement planning consideration even more confusing than ever before. As a result, many are led to the one and only choice they feel they have when they can't understand their options - and that's doing nothing at all. And that's a big mistake.
LongTermCareInsurance411.com is here to help. Here you will find interviews with long term care professionals and expert long term care insurance policy reviews written in a simple, matter-of-fact style to help you understand long term care and how to pay for it.
Long Term Care Insurance Interviews
Long Term Care Insurance Policy Reviews
- United of Omaha Long Term Care Insurance Policy Review
- MedAmerica Long Term Care Insurance Policy Review - CASH ONLY Long Term Care Insurance
- Prudential Evolution Long Term Care Insurance Policy Review
- Lincoln MoneyGuard Reserve Long Term Care Insurance Policy Review
- Genworth TLC Long Term Care Insurance Policy Review
- State Life AnnuityCare Long Term Care Insurance Policy Review
- John Hancock LifeCare Long Term Care Insurance Policy Review
- CalPers Long Term Care Insurance Policy Review - CA Employees Long Term Care Insurance
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